Any item(s) priced $100.00 and over can now qualify for our 90 days same as cash layaway plan. In order to qualify, you must put a downpayment of 15% or $20 per item whichever is greater. The remaining balance must be paid in full within 90 days. Any item not paid in full within 90 days will be returned to stock and a $10 restocking fee as well as any credit card/PayPal processing fees will be charged unless otherwise indicated by Girard Sensoli. To select to use our layaway plan, put in "Layaway Plan" in the "Special Instructions" section and select the "Call us with your card info for offline payments" option during checkout.